Course

Quiz

you identify the major types of insured financial institutions.

you identify reasons to use a bank.

you describe the steps involved in opening and maintaining a bank account.

you describe two types of deposit accounts.

you identify additional bank services that come with deposit accounts.

you describe the main functions of the bank customer service representative, teller, loan officer, and branch manager.

Quiz

you evaluate career and networking opportunities.

you identify the value of entrepreneurship, freelancing, and self-employed careers.

you develop a job search plan.

you identify where to find career resources.

you describe factors that affect take-home pay.

Quiz

you define identity theft.

you identify strategies to protect your personal information.

Quiz

you state the benefits of using a checking account.

you determine which type of checking account is best for you.

you identify the steps involved in opening a checking account online

you describe how to deposit money to and withdraw money from a checking account.

you outline the steps to reconcile a register with a bank account

Quiz, written product

you track daily spending habits

plan includes estimate of monthly income and expenses

you identify ways to decrease spending and increase income

apply an online tool that tracks income and expenses

plan includes the cost of college and ending of college expenses, if applicable

Quiz

you can explain why it is important to save.

you identify savings goals.

you identify savings options.

you determine which savings options will help you reach your savings goals.

you research and evaluate investment vehicles and resources

you explain how investments are regulated

you explain how investments can be affected by economic and business cycles

Quiz

you define the term credit.

you explain why credit is important.

you identify types of loans.

you identify the costs associated with getting a loan.

you know how you are protected against discrimination in the leading process.

you identify the factors lenders use to make loan decisions.

you describe why it is important to be wary of rent-to-own, payday lending, and refund anticipation services.

Quiz

you describe the purpose of credit cards.

you determine which credit card is best for you, or if a credit card is a good option for you.

you identify the factors credit card companies look for when making credit decisions.

you describe how to use a credit card responsibly.

you identify the steps to take when a credit card is lost or stolen.

Quiz

you differentiate between secured and unsecured installment loans.

you identify the factors lenders use to make loan decisions.

you identify the questions to ask when purchasing a car.

you describe various types of college loan programs.

Quiz

you identify initial and continuing costs of renting an apartment.

you list questions to ask when determining if you are ready to buy a home.

you list the costs associated with renting and owning.

you describe the benefits and pitfalls of renting versus owning a home.

you identify how you can guard against predatory lending practices.