10804102Business Math
Course Information
Description
Increases the student's knowledge and skill in solving practical financial problems of a business or personal nature through the use of arithmetic and logic. Develops a sound base for concurrent or subsequent accounting and other business related courses. Emphasizes solving word (story) problems.
Total Credits
3

Course Competencies
  1. Perform operations with fractions
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner analyzes the basic terminology of fractions
    learner converts mixed numbers to improper fractions
    learner performs arithmetic operations with fractions
    learner converts between mixed numbers and improper fractions
    learner reduces fractions to lowest terms
    learner performs arithmetic operations with fractions and mixed numbers
    learner converts between fractions and decimals

  2. Calculate problems using percent
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner converts between percents, fractions, and decimals
    learner computes the base, rate, and part using the basic percent formula
    learner applies the basic percent formula to a business problem
    learner computes percent change between two given quantities

  3. Reconcile a bank statement
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner locates the bank balance and the book balance
    learner distinguishes between bank balance and book balance is due only to timing
    learner uses a check register
    learner determines which checks are outstanding and which deposits are in transit
    learner eliminates the differences between the book balance and the bank balance

  4. Calculate payroll computations
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner computes gross pay from the hourly method of compensation
    learner computes gross pay from the salary method of compensation
    learner computes gross pay from the commission method of compensation
    learner computes gross pay from the incentive method of compensation
    learner distinguishes between annual, monthly, semimonthly, biweekly and hourly plans and can convert from one plan to another
    learner examines the Fair Labor Standards Act providing for the payment of overtime
    learner computes overtime pay where appropriate
    learner examines the concept and purpose of FICA tax and federal income tax for any given gross pay
    learner determines FICA Tax, state income tax and federal income tax for any given gross pay

  5. Use the mathematics of buying
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner calculates trade discounts and net cost from a given invoice
    learner differentiates between single and series discounts
    learner expresses a series discount as a single discount equivalent
    learner determines if cash discount is earned by payment date
    learner computes a cash discount (if appropriate)
    learner calculates credit given for partial payment of an invoice

  6. Compute markup and markdown
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner uses the retailing equation to determine selling price, markup or cost as needed
    learner computes markup percentage based on cost
    learner computes markup percentage based on selling price
    learner distinguishes between markup based on cost and markup based on selling price
    learner converts between case lot and unit amounts for selling price, cost and markup
    learner computes markdown percentage
    learner determines sales price, markdown or original price as needed

  7. Calculate simple interest
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner computes simple interest
    learner computes principal, rate, and time using simple interest formula
    learner determines due date of a promissory note
    learner determines number days at interest
    learner calculates exact and ordinary interest
    learner computes maturity value
    learner computes maturity value, principal, rate, and time using maturity value formula

  8. Calculate compound interest
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner explains the concept of compound interest
    learner applies compound interest concepts to compute interest, amount, rate, and time
    learner determines the number of periods and the rate per period
    learner computes compound interest and compound amount

  9. Analyze annuities
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner explains the concept of an annuity
    learner determines the number of periods and the rate per period
    learner computes the amount of an annuity and the amount of interest during the annuity term
    learner examines the relationship between the interest rate of an annuity, the annuity payment and the amount of interest earned

  10. Examine open end credit
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner summarizes open-end credit
    learner maintains a running account balance of an account by accounting for purchases and payments made on account
    learner computes average daily balance during a billing cycle
    learner computes finance charges based on the ADB

  11. Calculates installment loans
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner computes the amount to be borrowed
    learner computes the amount to be financed
    learner computes the monthly payment
    learner computes the effective annual percentage rate

  12. Examines mortgages
    Assessment Strategies
    by satisfactorily completing and submitting all homework assignments when due
    by passing a closed-book exam with at least 70% correct using only a calculator
    by completing the written exam within a 50-minute time period
    Criteria
    learner explains the difference between an installment loan and a fully amortized loan
    learner computes the monthly payment on a mortgage loan
    learner allocates a mortgage payment between its principal and interest components
    learner uses a repayment schedule to identify the outstanding balance of a mortgage loan at any given date